The last thing anyone wants in the middle of RV season is for something to go wrong, resulting in major repairs and time in the service department. This can become a costly inconvenience and takes time out of your RV adventuring that you had planned.
Unfortunately, with wear and tear things are bound to break, wear out or they may just be faulty from the manufacturing process. Nonetheless, these situations are unavoidable, but they can be made to be less of a headache if you get an extended warranty for your RV.
Purchasing extended warranties is completely your choice and is no way mandatory, some people prefer it and some don’t. It ultimately comes down to the unit that you own, your budget, your insurance policy and the warranty that comes complimentary with the purchase of your RV.
We sat down with Paul Sinclair, the Financial Services Manager at Bucars RV Centre near Calgary, one of our founding RV Care Dealers, to talk about what consumers should know about extended warranties.
Before discussing extended plans, it’s important to take a look at and understand the existing factory warranty that comes with an RV.
“If you are towing a trailer or fifth wheel, generally the manufacturer provides a one year limited warranty. On select product lines, manufacturers will offer a two-year limited warranty.
Motorized recreational vehicles generally have more complex warranty policies, whereby the warranty is split between the ‘coach’ and the ‘chassis.’ The chassis, such as those manufactured by Ford, Freightliner or Spartan, will include separate warranties on the engine and drive train. These can vary between 3-5 year limited warranties and distances that range from 60,000 to 160,000 km depending on the product. RV manufacturers then offer a coach warranty that is typically offered for one year.”
Extended Warranty Basics
In general, an extended warranty is added on to your already existing warranty and will give you peace of mind when hitting the road, knowing that any surprise repairs will be covered. It can also protect you from extreme increases in prices, so you are not surprised at the amount when you get your RV fixed. It’s a good precautionary piece that allows you to budget your expenses and go RVing worry free.
“At Bucars, we offer an extended service agreement, underwritten by a major North American insurance company – this is important to take note of when looking at extended warranties. This agreement is available for almost all RVs that are no older than 10 current model years, currently 2006 and up. Policies are available for new RVs for up to 7 years and for used RVs up to 4 years.
For towable RVs the policy covers claims against RV appliances such as your fridge, furnace, water heater, roof air, range and oven, the fresh and waste water systems, the LP gas systems, a variety of electrical components including TV’s and A/V equipment, slide out room mechanical components and leveling jack systems. There are also several other components that we go through in details with customers that are specific to the model and type.
For motorhomes you also have the option to purchase a coach warranty that is similar to the coverage above. You also have the option of adding on coverage for the engine, transmission and drive train; also for new RVs for up to 7 years and for used RVs up to 4 years”
Benefits of purchasing extended warranty
- No surprise expenses or costly RV repairs
- Towable RVs are eligible for on-site service
- It increases the resale value of your RV and policies are transferable: if the consumer wishes to sell their RV privately then this is a perk for potential buyers, as the warranty can be transferred to the new owner
- Roadside assistance comes with all policies for the entire term
- Other service benefits are included, such as trip interruption reimbursement, a reducing deductible and food spoilage
- Work can be performed at any licensed repair facility in North America
Note: These policies are specific to Bucars RV, but many other dealerships offer similar options. If you are interested in purchasing extended warranties for your RV then check with your local RV Care dealer to see what they offer and what your options are.